Your Trusted Insurance Agency

At Younited Advisors, we treat every client like family—offering honest, pressure-free guidance and ongoing support long after your policy is in place. As a Certified Debt Free Life® and Infinite Banking Advisor, I specialize in strategies that help you build wealth while protecting what matters most.

Beyond life and health insurance, our agency also offers home, auto, RV, and pet insurance, along with mortgage loans and credit repair services—giving you the convenience of having all your financial and protection needs in one trusted place.

I’m also fluent in Spanish and Portuguese, making it easier to serve our diverse community with clarity, confidence, and care.

Securing Your Future, Today

This is where your journey to financial security begins!

Mortgage Protection

For most American families, a home mortgage is their largest investment and monthly expense. Mortgage protection insurance offers more than just peace of mind—it’s a powerful way to safeguard your family’s future. With the right coverage in place, you can be confident that your loved ones will be able to keep their home, even in the face of life’s unexpected challenges.

Term Life Insurance 

Term life insurance is considered the most affordable type of life insurance. Coverage is set for a fixed period of time that you choose, anywhere from 10 to 30 years, depending on your age and health. Many term life plans can be purchased without the need for a physical exam. We offer several term life options so that the coverage you select best matches your needs.

      Critical Illness 

Critical illness insurance is a policy that will pay out a benefit as a lump sum if you are diagnosed with a critical illness or condition specified in the policy. This can relieve or lessen the financial strain that can come with critical illnesses, so you can focus on getting better.

A cancer diagnosis, heart attack or other unforeseen health crisis could leave you unable to earn an income, adding financial stress to an already emotionally stressful situation.

 Debt-Free Insurance

Debt Free Life is an insurance solution that builds a cash value over time. As your cash value grows, you can eliminate all your debt incrementally and save the balance for retirement – without spending any additional money. With Debt Free Life, you can create a long-lasting legacy for your family by achieving financial freedom and

retiring with tax-favored income.

Protecting What Matters Most

SmartStart Life Insurance

Every parent wants their children to have the very best start in life. When it comes to how to make that goal a reality, parents should consider the SmartStart plan, offered through Symmetry Financial Group. This program gives your child a head starts on saving for their college education, the down payment of their first home, and even their retirement, all while giving them the protection of life insurance.

The SmartStart plan is a way to help you set aside funds to protect your child's future while protecting their insurability, regardless of what happens later in life. The SmartStart life insurance policy provides insurance coverage for your child, coupled with a cash value savings component, which is certainly a smart start.

"I can't say enough about the outstanding service I received from . Renata and her team went above and beyond to meet our needs and exceeded our expectations. I highly recommend their services to anyone seeking reliable insurance solutions."

Benjamin Wood

Choosing Younited Advisors the best decision I made for my insurance needs. Renata provided personalized attention and found a policy that perfectly fit my requirements. I'm grateful for their expertise and dedication to customer satisfaction."

Emma Thompson

"I highly recommend Naples Life Agency.com for their professionalism and commitment to providing exceptional insurance services. Renata helped me navigate through various options and find the best coverage at a competitive price. Thank you for your outstanding support!"

Oliver Hartman

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  • MORTGAGE PROTECTION
  • DEBT FREE LIFE
  • FINAL EXPENSE
  • TERM LIFE INSURANCE
  • UNIVERSAL LIFE INSURANCE
  • DISABILITY INSURANCE
  • CRITICAL ILLNESS INSURANCE
  • SMARTSTART INSURANCE
  • INFINITY BANK
  • HOME INSURANCE
  • AUTO AND RV INSURANCE
  • TRAVEL INSURANCE
  • PET INSURANCE